Staying on track…Grocery Budget

Source: Bing Images WV Farm 2 u

So as part of our budget and staying on track financially so that we can buy our next home with little to no mortgage one of the most daunting tasks is grocery shopping. Our budget currently cannot exceed 7-12 percent of our income. It is much easier these days to achieve our budgetary goals with coupons, shopper cards and discount stores.

Keeping this goal in mind every Sunday I comb through the papers to retrieve the store ads, coupons and other deals that may be available. Next, I make my menu for the week and then check refrigerator , freezer and pantry to make sure we do not have ingredients needed for a specific recipe also prevents food waste. Then I make a list together with my husband and plan our shopping trip.

Our first trip is to a small market called Aldi’s this is where we get the bulk of our groceries in which can save us anywhere between 30 to 50 percent on most items such as snacks, pasta, cereal, dairy and produce. Keep in mind it can be hit or miss with this market because sometimes they can have a special buy which often can be a name brand such as Kellogg’s Cereal or even household items like sheets for your bed in fact our last trip we bought flannel sheets for a king size bed on special for $25.99. Here is a tip when Aldi’s is concern you must be open minded on their inventory, they’ve mostly stock their items they distribute and the service is different because of limited staff. For this reason, Aldi’s can provide great savings to your family’s grocery budget. I highly recommend it! Please explore their website for their history and mission it better explains their model of business.

Next, the items that we were unable to get at Aldi’s we then go to a main grocery store or Wal-Mart. It all depends on what we need such as paper products like toilet paperor do we need beauty products like make up or lotion. In addition to other grocery items like coffee which I prefer a certain brand to Doritos for my husband he too requests certain name brands for needs of pain relief to shavers. But I do not buy these items unless I’ve got a coupon for them so that is why I collect the inserts every other week. I follow sale cycles at local stores, Target and Wal-Mart to ensure I am getting the best deal and in most cases these stores also match prices in ads.

*** Tip for couponing I have a Trapper Keeper in which I organize my coupons by category for instance meat, dairy and so forth to beauty items. Keep the store ads with you for price match opportunities as well. Allow time every 6 weeks or so to clean out the binder of expire coupons but keep in mind that some stores except expire coupons up to 30 days past. Explore manufacture websites to receive great deals on coupons via email .

Lastly, the main ingredient for most recipes are the meat, fish and poultry. WE have connections in which we can these items at very low cost. Do your homework shop around for deals for instance, our local market in our small town offer reduced meat every Wednesday. Another example is to go to local farmer and purchase a big order you could split with family or friends. Also, you could garden and then can your foods for winter storage this can save you money as well.

So think outside of the box and remembering it takes preparation when executing a budget so don’t be discourage planning and organizing is the key to a success when trying to be a thrifty shopper.

Happy Shopping!!!!

Resources
Aldis Market http://aldi.us/index_ENU_HTML.htm
Coupons.Com http://www.coupons.com/
SmartSourcehttp://www.smartsource.com/smartsource/index.jsp?Link=MKRU3JAAR6CCY
Thrifty Fun http://www.thriftyfun.com/tf87601664.tip.html

*** Remember to go right to the manufacturer or store such of your desired product for instance Campbell’s.

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One thought on “Staying on track…Grocery Budget

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